Category: financial education

Confirmation bias can be costly

Do you tend to read and watch news sources that support your viewpoint? Do you find yourself agreeing with media pundits who validate an opinion you already hold? This is especially obvious in today’s political arena, with liberals gravitating to...

/ May 1, 2017

Money and Emotions-Can Trigger Crucial Flashpoints in A Marriage

When a couple’s marriage has ended in divorce or is ‘on the rocks’, often the underlying cause of the marital trouble is a potent combination of money and emotions.  Here are five different money personality types: Amasser – Someone who is...

/ October 22, 2016

Empty Nesters: Don’t Overlook These Practical Financial Planning Skills!

For empty nesters, raising a family was probably the most challenging, yet fulfilling part of their life.  For some, that chapter has ended and they find that now is a good time to take stock of their financial picture and...

/ October 20, 2016

Does Your Money Affect Your Self Worth?

Money is present in almost all areas of our life.  Managing our financial situation is often impacted by how we feel about ourselves and vice versa.  Our relationship with our money often mimics our relationship with ourselves and others.  When we feel...

/ October 18, 2016

Why I DON’T Hate Annuities

As an owner of a registered investment advisory firm which is fee-only, I should be expected to go along with the group think in my industry and hate annuities. The thinking on this is so strong that it almost raises...

/ September 3, 2016

Pros and Cons of In-Plan Roth Conversions

It often makes sense for the owner of a regular 401(k) retirement plan to convert the entire plan to a Roth plan. That will mean that the money converted to the Roth plan will be subject to regular federal income...

/ August 31, 2016

What My Dog Taught Me About Investing – The 10 Things Your Dog Knows About Portfolio Management

A guest post by Tony Termini Monty pondering his investment strategy Monty is our two year old Labrador Retriever. He’s very smart. And, he has taught me a great deal about investing. So, I wanted to share some of those...

/ August 15, 2016
social security

Beware of Scary Social Security Headlines

Yesterday, right before I gave a talk on Social Security to a group of investors, I glanced at the headline on CNN Money which read, “Social Security trust fund projected to run dry by 2034.” We all know it’s an...

/ June 23, 2016

Turn Off The Brexit News And Continue Investing Globally

The financial-media headline writers want you to know: Brexit is a scary, scary thing that could cause instant and irreversible damage.  But there’s a problem: The headline writers don’t understand international investing. Before we examine whether or not the headline...

/ June 21, 2016

The Science of Investing: Why Aren’t Investors Listening?

  Science, in some aspects of our society, has lost its credibility and ability to create not only an understanding and knowledge of factual data but its influence to change behavior.  Beliefs, attitudes, opinions all have more effect in determining...

/ May 28, 2016